Crypto Exchanges & Wallets

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BlockFi.com

My all-time ranking of exchange/wallet: No. 1

Difficulty Level: Medium

Buy type: Crypto currency transfer.

Option for crypto creditcard: Soon available.

Pays interests: Yes.

Offers crypto-backed loans: Yes.

Allows 2FA: Yes.

Referral code: 66fe06ae

More info about BlockFi.com

BlockFi.com is a favourite of mine even though it currently does not offer payment though Visa Debit Card. The main advantage of using BlockFi.com is found when either holding/HODL or loaning. Crypto currencies, such as bitcoins, tend to deflate causing the coin to increase in value over time.

However, this is not the only gains you will receive when using BlockFi.com.

Due to their BlockFi Interest Account (BIA) solution, your cryptocurrency can earn up to 8.6% APY (this varies over time). Interest accrues daily and is paid monthly. There are no hidden fees & no minimum balances. They also offers crypto-backed loans which is one of the main reasons why it is possible to also offer interest to those who do not want to lean but want to hold/HODL. You don’t have to sell your crypto to get cash. BlockFi.com let you borrow funds against your crypto assets so you can get a loan while continuing to hold/HODL. This also affects the taxes situation when loaning instead of acquiring profit. However, this is not to be understood an an endorsement of not paying taxes or taking loans.

Coinbase.com

My all-time ranking of exchange/wallet: No. 1

Type: Exchange & Wallet App

Difficulty Level: Very Easy

Buy type: VISA creditcard & Crypto currency transfer.

Option for crypto creditcard: Yes.

Earn option: Yes.

Offers loans: Yes.

Allows 2FA: Yes.

Crypto.com

My all-time ranking of exchange/wallet: No. 2

Type: Exchange & Wallet App

Difficulty Level: Very Easy

FIAT: 8 different currencies.

Crypto: 90+ different currencies.

Buy type: VISA Debit Credit card or Crypto currency tranfer.

Option for crypto creditcard: Yes.

Pays interests: Yes.

Allows 2FA: Yes.

Referral code for reward: 6u823dj0z8

More info about Crypto.com

This is an easy and userfriendly way of buying cryptocurrencies.

Binance.com

My all-time ranking of exchange/wallet: No 3

Type: Exchange & wallet app.

Difficulty Level: Medium

Option for crypto creditcard: No.

Kraken.com

My all-time ranking of exchange/wallet: No 4

Type: Exchange only (their own definition).

Difficulty Level: Medium

Allows 2FA: Yes.

Please note that I am not a financial adviser and not a broker-dealer. None of this is official investment advice but is for education only – please do your own research before investing. I, and chrisstoffer.com, am not responsible for any gains or losses that result from your cryptocurrency investments. Investing in cryptocurrency involves a high degree of risk and should be considered only by persons who can afford to sustain a loss of their entire investment.

Links may include affiliate commission or referrals which often provides commission to link-holder and/or link user (both of us). The blog/post/page is accurate to the best of my knowledge & as of the posting date but may not be accurate in the future. Misprints, typos & wrong or misunderstood statements are in any cases unfortunate but not impossible to occur.